alt Hacker NewsTangent: I used to receive at least a dozen bank scam calls per day in India, especially during insurance renewal. I wanted the banks to publish official phone numbers and mandate their employees to use only official numbers.
Recently the regulatory bodies did just that and so the banks should only use 1600 numbers to contact their customers. My bank scam calls have dropped to 0.
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Knowing what numbers are real through an official publication is very good, but it only allows you to place trust in calls you make, not calls you receive, because making calls doesn't involve caller ID, receiving calls does, and caller ID is spoofable.
Oh man that brings back memories!
"Hello, I'm calling from Blockchain, I would like to talk about your investment portfolio"
it weirded me out they would pretend to be from the underlying technology instead of an exchange or something. I kept thinking I should pretend to be the CEO of TCP/IP or something when they called.
Recently, banks where also asked to put their official websites/netbanking on *.bank.in domains. I have wanted that for SO long.
My bank has a feature whereby it'll tell you promoinently in their app if they are currently calling you.
is it common for banks to call you?
always though the agreement was: we don't call you, you call us. we'll send letters though.
In France, basically every bank say (show in their app and everything) "if we call you and ask anything like code, confirmation, to do an action, anything, end the call and call us back, don't do anything on a call you didn't initiate".
Same in their app eg you try to do a sepa wire to a new recipient and you get a warning "are you on the phone with someone ? did someone ask you to do that ? please call your bank by pressing this button. By the way we will never call you to ask an auth code or to do a wire"