Another major accountability sink is employment. Employee is shielded from financial responsibility for the damage he incurs while working. While he may be punished for disobeying orders or acting criminally, he's not financially responsible for the fallout (especially if he was only doing the things he was ordered to do and/or reasonable things). Doing a job is inherently risky behavior. If you are doing it in a context of financial amplifier (a company) in a regulated society that can quickly hunt you down and destroy your life if you misstep then in the absence of accountability sink protections barely anyone would be brave enough to get employed. That's also why LLC exist. To enable risk taking by promising to not hunt you to the bottom if you fail.