alt Hacker NewsLets not forget higher taxes!
> Democrats passed ACA, which made insurance even possible to purchase if you weren’t offered it by employer, and the annual out of pocket maximum, ban on pre existing conditions as a criteria for calculating premiums, and ACA premium credits made it more attainable than it was before ACA.
Have you actually ever purchased a plan from the website? The last time I checked, the costs were the same as if I had a plan on my own. Also you could get policies prior to ACA, but were subject to health exams and non-coverage of preexisting conditions. In fact, one could argue that all ACA accomplished of benefit was forcing coverage of preexisting conditions. But let's also not forget the fine, which was applied to people who did not have health insurance under the assumption that it was a choice. In reality, people don't have health insurance if they can't afford it which made the penalty functionally a tax on the poor.
You speak of ACA like everybody will agree with you. A decade later I'm still mad at Obama and want my $4k back.
>In fact, one could argue that all ACA accomplished of benefit was forcing coverage of preexisting conditions.
Aka giving people access to healthcare.
Health insurance is not real insurance, it’s a facade where we pretend premiums are not taxes.
99% of people could never afford the healthcare they get, they would just die. Which is fine, but there is no situation where healthcare + low taxes (wealth redistribution) exists.
So it’s high taxes + healthcare, but with a flattening and top heavy population age histogram, even that doesn’t work.
The worst is when old people only get healthcare (Medicare, which is all there was before ACA). A country is doomed if it’s just sacrificing the future to eke out a few years its oldest.