In Turkey the mandatory earthquake insurance for homeowners is owned by the government. It triggers parametrically (> 7 magnitude). In one case at least [1] the government office responsible for announcing the magnitude, AFAD, declared it lower than this threshold although other countries and Turkish research institues measured it as 7.0 . At the end the insurance payout was so much more limited even for people who kist their house and loved ones.

As wiki page mentions in notes section AFAD declared this a 6.6 magnitude earthquake although it was 7.0 . [1] https://en.m.wikipedia.org/wiki/2020_Aegean_Sea_earthquake