You forgot a few things on that list that people would like freedom for:
advocating for (or against) trans rights, protesting against the deportation of migrants, advocate against gun-control, and donating to (anti) palestinian causes
Are just a few things that people would like the freedom to do.
The point being, financial privacy is an important part of having a functioning democracy. But at the same time, financial control and limits are also an important part of a functioning democracy, for e.g. the 'freedoms' you mention. In the end, neither perfect privacy, not perfect surveilance are what we need. The best solution will be somewhere in the middle, with nuance.
> financial privacy is an important part of having a functioning democracy
No, I don't think it is. Perhaps privacy for speech and voting are.