alt Hacker NewsThis is great and definitely doable. It's the initial bit that's hard, people hate switching but then when they get used to it, they won't switch back.
What I'd really like to see is a pan-european payment processor, a European alternative to Visa/Mastercard.
Replies
BitwiseFool • yesterday at 9:03 PM
I would love to switch away from Teams. Sadly the organizations I belong to do not want to pay for anything else.
avh02 • yesterday at 9:50 PM
was talking to a friend about this, there's wero but i haven't really seen it around (Germany).
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What's wrong with SEPA instant?
A payment flow of 'scan code, confirm in banking app' is hard to beat and we're 95% there. And all you need is your own banking app, no shady payment processors required.
You lose some stuff like the credit part of the credit card (although virtually no one I know actually uses credit, only debit cards) and consumer protections (chargebacks), but I don't think those outweigh the extra costs at all.