Yeah, I notice a lot of the optimism is from people who have been in the field for decades. I'm newish to the field, half a decade out of undergrad. It definitely feels like almost all of what I learned has been (or will soon be) completely devalued. I'm sure this stuff feels a lot less threatening if you've had decades to earn a great salary and save a bunch of money. If money wasn't a concern I'd be thrilled about it too.