the agentic shift is where the legal and insurance worlds are really going to struggle. we know how to model human error, but modeling an autonomous loop that makes a chain of small decisions leading to a systemic failure is a whole different beast. the audit trail requirements for these factories are going to be a regulatory nightmare.
I think the insurance industry is will take a simpler route: humans will be held 100% responsible. Any decisions made by the ai will be the responsibility of the human instructing that ai. Always.
I think this will act as a brake on the agentic shift as a whole.