alt Hacker NewsIt doesn't have to be 1 middleman. Multiple companies can issue the cards, just like there are multiple beer and cigarette and lottery companies.
I wish I could edit my post because a lot of people had the same misconception when I first wrote it.
It doesn't have to be 1 middleman. Multiple companies can issue the cards, just like there are multiple beer and cigarette and lottery companies.
I wish I could edit my post because a lot of people had the same misconception when I first wrote it.
the middlemen aren't intercompatible. it's like saying anyone can make paypal.
If you try to start your own paypal, no vendors will sign up because you have no clients. No clients will sign up because you have no vendors.
My university forced everyone to use duo mobile for years, with no other option for OTP. That's what this reminds me of. Sure, there is a sense in which the university can choose to use a different 2fa service, but there is nothing forcing them and the consequences are on the user side.