>Well, you could do that, but that sucks
Only sucks for the Americans though, I think most people non American countries will be fine with that
No it sucks for everyone haha. It's an objectively worse experience compared to just using a card (debit or credit).
Sorry it would suck for everyone, including an Australian like me. How does it not suck?
Why can't I just use my one debit card anywhere, why do I need to setup a separate card with a random app in another country, then another in another country etc.
My visa debit card allows me to travel virtually anywhere and use my own money without issue.
Anything else is just extremely inconvenient and technologically not really necessary