I didn't care at all about Wero until Trump indirectly declared us Europeans as enemies. Now I really hope that it manages to replace Visa/Mastercard.

Though at least in Germany we have "girocards/EC-cards" that are not owned by Visa/Mastercard. Some banks are phasing them out in favor of a Visa/Mastercard debit card.

So maybe this is just an attempt to make Wero a bit stronger in comparison to PayPal. AFAIK Wero does not replace a credit card.