This matches how I’ve been thinking about it.
With consensus.tools we split things intentionally. The OSS CLI solves the single user case. You can run local "consensus boards" and experiment with policies and agent coordination without asking anyone for permission.
Anything involving teams, staking, hosted infra, or governance sits outside that core.
Open source for us is the entry point and trust layer, not the whole business. Still early, but the federation vs stadium framing is useful.