IMO it helps to take a scenario and then imagine every task is being delegated to a randomized impoverished human remote contractor, with the same (lack of) oversight and involvement by the user.
There's a strong overlap between things which bad (unwise, reckless, unethical, fraudulent, etc.) in both cases.
> We outsource thinking everyday. [...] What needs to be clear is who owns what.
Also once you have clarity, there's another layer where some owning/approval/delegation is not permissible.
For example, a student ordering "make me a 3 page report on the Renaissance." Whether the order went to another human or an LLM, it is still cheating, and that wouldn't change even if they carefully reviewed it and gave it a stamp of careful approval.