> [...] but I can't get anything for my bank,
You most likely can.[0] Of course, banks don't tend to advertise these kinds of authentication devices, probably because people tend to find apps easier, but you absolutely should be able to get one from your bank. It's very much not a Danske Bank specific technology, and it's explicitly there to allow for accessibility for those people without "suitable" phones, e.g. old people.
It's certainly not as convenient to use the online bank with a fob like this vis-à-vis a banking app, and we should absolutely push for banks to not be reliant on Google and Apple for their apps, but it is possible to use the services without being reliant on Google or Apple.
> my healthcare (which is a public service in Denmark) or any of our national digital post services. You can apply to get exempt from the digital post services, and they do have a website solution, but still.
Now admittedly I don't know how this stuff is over there in Denmark, but here in Finland we have access to the digital healthcare services via a website, both for the national patient database and the healthcare region access. Again, not as convenient as the respective apps -- although the app for the national patient database, OmaKanta, is very much in beta stages still, and it's way more convenient to use the website even on the phone -- but it's possible. I would be very surprised if that wasn't also possible over in Denmark.
And authentication can happen via couple means that aren't reliant on the smartphone duopoly, with authentication doable with online banking -- which as established, doesn't even need a phone -- and via a "phone authentication" which IIRC only needs support insofar as it's supported by the SIM card, and then of course authentication can be done with the national ID card and a smartcard reader.
And again, the point isn't that this kind of de-Googling or de-Appleing isn't difficult or inconvenient, or that we shouldn't improve the situation, but that it's absolutely possible to get away without using these vendors. And that we should make sure that these kinds of alternatives remain possible to use.
> Don't get me wrong. I appreachiate all the work being done to get Europe out of the claws of US tech companies, but I think having an official EU app store alternative would be a good start.
Absolutely.
[0]: <https://danskebank.dk/erhverv/find-hjaelp/netbank-erhverv-bu...>