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rahkiinyesterday at 5:44 PM2 repliesview on HN

That’s why for most transactions I do with a credit card in my country, you need an extra validation with the mobile app. It is mostly American websites that do not enable this functionality.


Replies

drnick1yesterday at 5:54 PM

Yes, because we don't want these stupid locked down apps. Credit cards give buyers many protections, it's very easy to dispute an illegitimate transaction.

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monksyyesterday at 10:17 PM

Because we have anti-fraud consumer potection rules and CCs operate on a make money first type of bais. The debit networks on the otherhand are a different story.