What annoys me the most about this is I'm like 80% sure none of those programs will exist by the time I retire.
https://www.whitecoatinvestor.com/social-security-is-not-goi...
The programs will exist, the purchasing power (or quantity/quality of the benefits) will not.
https://www.whitecoatinvestor.com/social-security-is-not-goi...