This is a useful framing. The exoskeleton metaphor captures it well — AI amplifies what you can already do, it doesn't replace the need to know what to do. I've found the biggest productivity gains come from well-scoped tasks where you can quickly verify the output.
All metaphors are flawed. You may still need a degree of general programming knowledge (for now) but you don't need to e.g. know Javascript to do frontend anymore.
And as labs continue to collect end-to-end training done by their best paying customers, the need for expert knowledge will only diminish.