alt Hacker NewsI honestly have no idea how those dynamics work. At some point, the airline presumably pays, travel insurance does, or a combination of the two. At some point if it's just a bunch of old travel stuff, I guess I can see a customer shrugging, collecting the money, and dropping the whole thing.
I'm now imagining a situation in which a customer at the point of successfully making an insurance claim to pay for the nice new clothes they've bought themselves is infuriated to receive an email informing them that Kansai airport has found their luggage and will endeavour to deliver it to a hotel anywhere within the world within two days...