The watch is on my wrist, or the phone is already in my hand. The credit card is buried in a wallet that needs to be taken out of and put back into a pocket.
Also “unlocking” isn’t an inconvenient step, on iPhone it just happens automatically. As it should on android if the fingerprint sensor is in a convenient location.
Im on graphene right now and this was an issue, but a ten dollar sticky card wallet on the back of the phone made it identical.
Umm, assuming you have the same opinion as grandparent comment, you don't want google tracking your payments but you'll happily trust google's pinky promise about your fingerprint being stored only on the phone?
> The credit card is buried in a wallet that needs to be taken out of and put back into a pocket.
It's a good work-out. Almost as tough as pouring a can of soda into a glass. You'll feel the difference after just a week!