alt Hacker NewsThe QR code doesn't open a link. It's just "gibberish" text only usable by app that can understand it (e.g. banking apps).
(I don't know anything about UPI, but in Indonesia we use a similar system)
Replies
Imustaskforhelp • yesterday at 9:56 PM
I am Indian and I think what you are saying is correct. It opens up the banking app or in our case UPI providers app so like Google pay, Phonepe,paytm, Bhim UPI and other such apps.
Its not gibberish text.
Its just a URI.
You can add things like &am= to prefill the amount. Merchant txns have reference IDs and all that stuff.