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CryptoBankeryesterday at 4:17 PM1 replyview on HN

They tricked you. $40/month over two years is still $960 - definitely still luxury.


Replies

butILoveLifeyesterday at 4:42 PM

You are living in pre-inflation mindset.

The US per capita GDP is 90k now. This means its 5% per year. Not really a luxury when people spend all day on their phones. Heck, you'd call walmart groceries a luxury because they are more expensive. Both are needed in 2026.