Swapping isn't a big issue on the apple silicon macs, the storage is generally fast enough.

I had an M1 Air w/ 8GB when it first came out, and although I haven't used Tahoe on it, it handled anything I threw at it no problem while swapping. Tons of Chrome tabs, mail, music, terminal, VSCode all open without so much as a hiccup. macOS also has really good memory compression compared to Windows.

Trying to do the same on an 8GB Windows machine would be an effort in frustration.

I do wish it had 12GB, but AFAIK Apple didn't make an A18 Pro with 12GB. I suspect if they refresh it in a couple years with the A19 Pro, it'll have 12GB of RAM.