Indeed, as I used to tell my ops colleagues when they pointed to RAM utilization graphs, "we paid for all of that RAM, why aren't we using it?"
because memory access performance is not O(1) but depends on the size of what's in memory (https://www.ilikebigbits.com/2014_04_21_myth_of_ram_1.html). Every byte used makes the whole thing slower.
do you also say that about hdd space? about money in the bank?
Because OoM errors are oh so fun.