alt Hacker News> Realistically for a home server what you are worried about is someone breaking in and selling your drives on Facebook marketplace
If someone steals the entire machine, the drives will unlock themselves automatically. I don't think it's worth the risk to assume a hypothetical thief is too lazy to check if there's any valuable data on the disks. At the very least, they'll probably check for crypto wallets.
With something like Clevis and Tang, you can set it up so it only auto unlocks while connected to your home network, or do something more complex as needed
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They will unlock in to a password protected system. Unless the junkie who stole your server has an unpatched debian login bug, this won't be much use to them. If they remove the drive or attempt to boot off a USB, the drive is unreadable.
The hope with the TPM is that the system boots to a standard login screen, and the thief doesn't know any user's password. Much like someone snatching a laptop that's in 'suspend' mode.
Of course, a thief could try to bypass the login screen by e.g. booting with a different kernel command line, or a different initramfs. If you want to avoid this vulnerability, TPM unlock can be configured as a very fragile house of cards - the tiniest change and it falls down. The jargon for this is "binding to PCRs"