Your behavior is only an outlier because we don't teach kids basic security practices and so they don't grow up into adults who think like that. We also don't teach kids how to avoid "Internet addiction" dopamine chasing, so seeing a number (eg: karma score) get smaller instead of bigger hurts feefees.
I'm well aware that the cyberlibertarian ethos endemic here opposes any form of regulation. But when the status quo clearly isn't working something has to change. Parent's have failed to step up and do their jobs. Somebody else has to.