Kalshi doesn't pay out for demise of a person (though, arguably inconsistently[1]); Polymarket does (probably in violation of US regulation, but there are no rules anymore).
[1]: For example, they did pay out on a bet over whether Jimmy Carter would attend Trump's 2025 inauguration; he didn't, at least in part because he was dead.
Polymarket doesn't operate in the US.
https://docs.polymarket.com/api-reference/geoblock