The $100 already gives plenty of usage and is more than worth it, and I'm definitely not an affluent SV developer. I've only ever hit the 5h limit once in the last month, although I rarely run more than 3 agents at once, and I don't use ridiculously expensive tools like Gas Town.

"Opus 4.6 is available on the $20 plan too"

Are you kidding me? Even developer salaries in the Philippines can afford that or at least the plan below it. If I used the Anthropic API, my monthly spend would be $4k a month. The Claude Max plan is the best bargain around.

> 200 USD/month is a number only really affluent programmers (e.g. in the Silicon Valley) can perhaps pay easily.

Not true, I live in USA PNW and my last remote job paid $12k/mo. I have been jobless for over a month now (currently waiting for the next HN "who wants to be hired"), but I still have enough savings to easily afford to continue that plan for a while.

I don't think it really has to do with affluence but more the job market and economy you're in. Countries with lower salaries or higher costs of living will have less buying power.