There's different levels of 'wealthy'. £200/month over 10 years is still £24,000

You can buy an old-but-roadworthy Ford Focus for a tenth of that. And a whole lot of people rely on used cars in the sub-£10k range.

If you've got a £20k+ budget, then yes, the EV options are pretty good. Did browse used Teslas myself recently, but as I can't charge at home I'm pretty much stuck with ICE.