>> your car can easily hurt a total stranger whereas the consequences of your choice in laptop are strictly personal.

You know that safety for pedestrians is also a very tightly regulated car safety category, right? Obviously, there's not much that can be done if you get hit by a car going 70mph, but the fact that most people should survive a 30mph impact with a modern car is mostly thanks to regulations requiring crumple zones specifically designed to protect pedestrians in a collision. And yeah, there are huge trade offs - I imagine people would generally prefer a car that doesn't need incredibly expensive repairs after a minor collision because everything at the front just crumpled, but then they would be guaranteed to cut off legs of any person hit - it's a trade off.