Once you get used to using claude as an abstraction layer you start getting pretty reckless with it.
My organization has the concept of "premium models" where our limits reset every month. I hit my limit pretty quickly last month because I was burning tokens doing things that would have been a simple bash loop in the past - all because I was used to interfacing with Claude at the chat layer for all my automation needs and not thinking any more about it.
This is a real danger that I think a lot of people will run into as prices go up more and more in the future.
Completely outside of the productivity debate, offloading cognitive tasks to LLMs leaves you less practiced in them and less ready to do them when the LLM isn't available. When you have to delegate only certain tasks to the LLM for financial reasons, you may find yourself very frustrated.