alt Hacker NewsHa out of curiosity I loaded that same consumer terms URL on both a USA and a UK VPN exit node - sure enough, the UK terms inject that extra clause you quoted banning commercial usage that is not present for USA users.
diff of the changes between US and UK:
https://www.diffchecker.com/BtqVrR9p/
There's the usual expected legal boilerplate differences. However, the UK version injects the additional clause at line 134 that has no analog in the US version.
In the Uk there seem to be separate commercial and consumer terms.
In the UK the consumer terms say its subject to English law and the courts of the UK jurisdiction you live in.
The commercial terms say that in the UK, Switzerland and the EEA there will be binding arbitration by an arbitrator in Ireland appointed by the President of the Law Society of Ireland.