In theory yes, but the overselling does also keep the price low (at least a bit), but also boosts revenue. So when power users use the service too much, the seller will either raise prices, cut features or ban some usage patterns.

You can vote with your wallet though. So don’t throw money at them or just deal with it. Plain and simple.

Well, yes, it is. That's why you're seeing them take proactive steps to address the problem, like this new policy.

It's not your problem anymore once you switch from Claude :)

Doesn't look like it

It's not a problem at all, you get subsidised to use it