This is true in many industries. Try to build a house without tools.
Yeah, completely analogous. Physical tools aren't subscription-based and prone to outages. Except when they are, but that's – luckily – still something that people feel strongly negative about.
And if my IDE or compiler (or computer!) stopped working because it requires a connection to the mothership I'd be livid. But I guess the cloud-everything, subscription-everything model has successfully made people accept an objectively worse world.
That's why AI isn't really a tool here. You can buy a new drill. If you replace all your house builders with a house factory then you're utterly reliant on the company that makes the factory.