I don't disagree. But defaults are important, and you are in a tiny minority with wanting to disable iCloud. 90% of people using Apple phones want or expect things to be magically backed up for them
Not saying they shouldn't have that, Apple feels it necessary to ask if I want Siri, if I want a Dark theme and if I want to give them payment details during device setup, I feel like "Do you also want us to back all your data up to a remote computer" could be on that list.
Not saying they shouldn't have that, Apple feels it necessary to ask if I want Siri, if I want a Dark theme and if I want to give them payment details during device setup, I feel like "Do you also want us to back all your data up to a remote computer" could be on that list.