> I think most people are going to say they dont want it. I mean, why would anyone want a tool that can screw up their bank account? What benefit does it gain them?

I'm not so sure. Matter of marketing and social pressure, big time.

Consider this: "Always-on pervasive google/fb/... login? I think most people are going to say they dont want it. I mean, why would anyone want a tool that would track their every move on the internet?" That could easily have been a statement 20 years ago. And look where we are.