Trucks can be rented. When then-wife and I were remodelling the tired old house we lived in, we didn't own a truck. We talked about it (and in this instance, had space for one), and we mathed it a bit. The numbers quickly showed that it would be very expensive to own a truck, for only a little bit of added, occasional convenience.

When we needed a truck to move cabinets or drywall or whatever, we rented one for that. It didn't cost much.

When we moved houses, we rented a truck for that. It was easier and cheaper to move with one rented huge box truck, than to own something that would be useful for that.

Otherwise: Deliveries. We just had big stuff delivered. No problem. Things like appliances and TVs were simply delivered, and this never added any expense to the purchase.

These days, even Costco delivers stuff just fine. It does tend to cost more than in-store.

Rentals and deliveries can easily cost hundreds of dollars per year. It's not free; it might even be rationalized as being rather expensive.

But owning/insuring/maintaining/fuelling/parking a car (or a truck, just the same) can easily cost thousands. It's a different magnitude.