There is the DIY program, and the Independent Repair Program [0].
> That only because my daughter finally grew up, they remembered me at the shop back when she was young
Ha! This is so relatable right now. My daughter is 15 and recently has been learning to drive, and last week she taught herself what happens if you set your iPhone on top of the car and then drive off. That is the only reason I've got familiarity with my local friendly neighborhood repair shop, I've never broken one of my own phones in all these years. Fortunately this life lesson only cost her the $39 deductible. Glad I decided that a 15 year old getting her first phone needed an insurance plan.
> what happens if you set your iPhone on top of the car and then drive off
Mine once dropped hers without noticing in a parking lot. We called her number and some dude answered and said come back here, i'll wait for you, but unfortunately i found your phone by stepping on it (it was night). At least it was just a person and not a car.
But don't despair, they grow out of it eventually. You may have to wait until she's off to college and forced to be more responsable by living on her own though.