And it's necessary to have a second phone to actually use any of that while maintaining access to one's banking app.
The hardware is nominally open only because they enforce participation in their software ecosystem via other means.
> And it's necessary to have a second phone to actually use any of that while maintaining access to one's banking app.
Partially accurate / misleading at most.
That's like saying there's no freedom in USA because I didn't get a visa to visit. We are talking about the freedom of Google devices. And you are talking about banks not letting you install their apps on a non Google OS. Totally different things.