I'm not sure I understand, but haven't you just moved the problem to the out of band layer? And is that layer not secured using the same normal (somewhat) long-lived TLS as most sites?
I don't think I understand the threat model you are using here?
Think of the out of band layer as two human executives exchanging URLs and GUIDs in person. You still need a secure transport, but in this model the thing that is being secured on the wire expires within 15 minutes. The only way to break the model is to defeat a transport or protocol key and only before rotation, revocation and expiration can catch up each time.
Think of the out of band layer as two human executives exchanging URLs and GUIDs in person. You still need a secure transport, but in this model the thing that is being secured on the wire expires within 15 minutes. The only way to break the model is to defeat a transport or protocol key and only before rotation, revocation and expiration can catch up each time.