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throwup238yesterday at 4:35 PM6 repliesview on HN

Wait, you don’t even get a month of free credit monitoring?


Replies

tcgvyesterday at 4:47 PM

My full name, phone number, and address were leaked by TAP Air Portugal about five years ago, along with the details of my parents who were on the same booking. Since then, my dad has been targeted by those types of scams where a fraudster impersonates me to ask for money.

I never received a notification from TAP; I only found out a year later through my Google One security feature. I certainly didn't get an apology—much less a free travel ticket!

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gus_massayesterday at 4:46 PM

I'm not sure about France, but here in Argentina all this info is assumed to be public. If you want a credit at a bank or shop, they ask for a physical copy of the national ID [1], probably a photocopy too, an electricity or water bill and perhaps other paperwork that is hard to get (verified phone number???).

[1] Do you want my number? It's inside this list:

  for i in range(1E9):
    print (i)
show 6 replies
Thaxllyesterday at 5:19 PM

The credit system is not the same in Europe, first of all there is no such thing as credit rating and what not.

People don't have credit card like the one in US and Canada.

The vast majority use a debit card.

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freedombenyesterday at 6:31 PM

Heh, for real, it's maddening how often this is the "solution" to any breach. It's especially lovely when it comes from multiple companies at the same time, that may or may not have leaked your SSN.

dborehamyesterday at 5:19 PM

Fairly sure this is an ironic comment. (Credit monitoring is the useless thing companies give people in the US when their information is leaked -- everyone in the industry knows it's laughably unrelated to private information disclosure).

sofixayesterday at 5:04 PM

There is no such thing in France (or most countries for that matter). It's a pretty absurd system that gamifies and profits off heuristics, and results in a Kafkaesque nightmare where you can't get a job, rent a place or get a loan because of an arbitrary value assigned by a company with a profit motive. One that has no incentive to get things right or even get the right person.

How things work in France is much simpler and better. When you apply for a loan, the lender checks with Banque de France (national bank) if you have outstanding debts and if you've defaulted on any debts in the past 5 years. That's it, that and your proof of revenue is all they need.