> But these products are all drop in replacements for each other

For now. That doesn't really change the risk, that just means they are all hyper competitive right this moment, and so they are comparable. If one of them becomes king of the hill, nothing stops them from silently degrading or jacking prices.

The only shield is to not be dependent in the first place. That means keeping your skills sharp and being willing to pass on your knowledge to juniors, so they aren't dependent on these things.

Of course, many people are building their business on huge AI scaffolding. There's nothing they can do.