"Your plan pricing is unchanged: Copilot Pro remains $10/month and Pro+ remains $39/month, and each includes $10 and $39 in monthly AI Credits, respectively."
If there's no discount on credits (in terms of tokens per dollar) over other providers, I'm going to switch to a PAYG provider. If there's a month where there's little to no coding I can pocket the 10$. What incentive do they give to stay with this plan?
This was my first thought too. "Oh cool, I should be seeing lower prices" as I don't use Co-pilot that often anymore. But no, that's not the case. It rather served to remind me that I should probably just cancel.
They could add rollover balances and be back to cell phone plans in the early 2000s.
$39 of credits at API costs is useless too, what are you going to do there, a single hour of coding? One half of a feature per month?
Are you thinking something like rollover plans?
Yep.
Or if you're a business with multiple seats, these plans may be more inefficient than raw API usage billing. Since if anyone at your organization fails to utilize their full $19/39 allotment each month, that's wasting money, whereas with API credits it is 100% utilized.
I don't think they've thought through the implications of this. Everyone should cancel and go usage-based billing with caps.