> They either make you install rootkits on your computer

I am aware that some banks require apps on "certified" phones, but I haven't heard of rootkits on PCs, yet. Do you have an example of that?

Wow, that sounds awful. You say country, which makes me wonder—is this the result of a popular type of law or something? I can’t imagine every bank in a country deciding to make that same move. But I live in a large country with lots of banks so I’m sure I have a very biased point of view.