Thats more of a forecasting thing than frugality.
No that can be a frugality mindset of not wanting to pay the refinancing closing costs (which can be 5 figures) .. I've seen family make similar sorts of short term savings vs long term savings trade-offs.
alt Hacker News
No that can be a frugality mindset of not wanting to pay the refinancing closing costs (which can be 5 figures) .. I've seen family make similar sorts of short term savings vs long term savings trade-offs.