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janalsncmyesterday at 8:55 PM3 repliesview on HN

At least with a credit card you have some fraud protection. Report it and the charge should be reversed. And chargebacks are possible.

With a debit card you’re playing with your own money.


Replies

tptacekyesterday at 9:01 PM

That has not been my experience with debit cards in the US at major banks, at all, over decades.

(I'm pathologically avoidant of credit cards, which I think are mostly pointless.)

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Natfanyesterday at 9:07 PM

how is it not also your money when using a credit card? It's in the name, "credit" card. you have to pay it off, no? (i have never ever used a credit card)

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ranger_dangeryesterday at 9:04 PM

In the US at least, there are still federal protections for debit card fraud: https://uslawexplained.com/debit_card