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janpeukeryesterday at 9:12 PM2 repliesview on HN

Payment processors don't allow just brute forcing all card numbers a.k.a. card enumeration or card testing [1][2] and card schemes penalise merchants and payment processors heavily if they don't take measures against it [3].

1) https://stripe.com/newsroom/news/card-testing-surge

2) https://stripe.com/blog/the-ml-flywheel-how-we-continually-i...

3) https://docs.stripe.com/disputes/monitoring-programs#enumera...


Replies

kodbrakeryesterday at 9:23 PM

The rate they try becomes very non frequent when they use multiple card validation apis. I'm not sure how it can be related when it's different pan numbers, different source ips etc.

Enumerating CVC2 with a single PAN is a different story.

opengrassyesterday at 9:50 PM

Until 6 years ago Stripe didn't obfuscate card numbers in API logs at all.

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