Credit cards are a horrible idea. We are essentially forced to use them. It's like giving every person you buy from the password to your bank account and trust them not to steal your money. Wire transfers are better.
Arguably it's even more ironic how credit card applications work in the US: Based on yet another, even shorter number used as both an identifier and a bearer token, and that one you can't even change ever...
Arguably it's even more ironic how credit card applications work in the US: Based on yet another, even shorter number used as both an identifier and a bearer token, and that one you can't even change ever...