normally a condition of insurance is that you have CCTV and other preventative systems in place.
> The Flock camera doesn't prevent theft.
Not directly, but it does increase the chance of the perpetrator getting caught (not flock, the camera) in theory this means that less people are about to steal/break stuff.
Also sign posts with saying that "this place has surveillance" tends to reduce opportunists.
On a side note I would recommend volunteering at a community centre/sports/scouts/library. First its extremely rewarding, and secondly you learn about how things are in the real world "for the normals"
At least for private households, it's not mandatory to have surveillance cameras at home. If you do have one though, they will demand footage and can deny your claim if it was off, or worse. https://youtu.be/UMIwNiwQewQ?t=903