Apple has my location at every moment of my life, from birth to natural death, and they can't switch the default card based on the store I'm in?

Will wonders never cease.

This one seems harder to get right to me. The cards are stacked so that the card further down the screen is the top of the stack (the card overlap indicating which is in front of which). I would guess this was done because if you can only see part of the cards behind, seeing the top of the obscured card is more useful than seeing the bottom.

I could be missing something, but where there is no perfect solution, I want to be slower to say the option they chose is dumb.