The biggest problem is banking system. "Don't want - no bank for you". That's the problem.
Let them know. Write a letter to the CEO. And vote with your wallet and switch banks if you can. There's always a bank willing to offer you a non-app 2FA scheme.
Let them know. Write a letter to the CEO. And vote with your wallet and switch banks if you can. There's always a bank willing to offer you a non-app 2FA scheme.